Croma Design Studio – Clovis Romano
BankOra is a responsive neobank app that empowers users to efficiently manage their bank accounts and invest in ETFs and cryptocurrencies. This application provides a direct and user-friendly interface for users to easily access information about their available funds and assets.
With the rise of digital technology and banking applications, consulting bank statements has become significantly easier. Moreover, the ability to manage multiple accounts across different banks has become increasingly common. Investing in ETF assets and cryptocurrencies directly from our smartphones has also become more accessible. The gamification of these digital products, combined with user-friendly interfaces, has paved the way for the democratization of financial services.
In France, 35% of the population invests or expresses an interest in investing in the stock market. Among individuals under 35 years old, this percentage rises to 49%, and for those under 25, it climbs to 58%. This growing enthusiasm is enabling people to educate themselves and gain better control over their finances. As a result, many are feeling more empowered in their financial decisions.
However, as the number of financial applications on our phones has multiplied, users often struggle with navigating through various interfaces. This can make it difficult to keep track of investments and overall net worth. Therefore, a unified solution is essential for simplifying this experience.
To address this challenge, the Bankora concept introduces a neobank app that provides a seamless experience for managing bank accounts, as well as investing in selected cryptocurrencies and ETFs. This project, developed as part of my UI certification, aims to create a prototype that improves how users interact with their finances.
By using Bankora, individuals can quickly access a variety of assets and easily manage both their current and savings accounts. With just a few clicks, users will gain complete control over their financial activities, making it easier than ever to stay on top of their investments and finances.
Christine is a legal advisor for two financial firms in Paris. Christine has always been saving and looking after her money. Since she is 30 years old, she also uses her knowledge in the sector where she works to invest in different stocks every month. Married and mother of a little boy. She spends more time with her family and especially in her newly bought apartment (with a mortgage).
Jean is a junior data analyst for a startup in Berlin. As a technology enthusiast, he has always been interested in how to make money through the internet and also in crypto-currencies. Very quickly independent, he invested as soon as he could on different platforms and opened different accounts in different banks to better save and prepare his future projects: building is own e-commerce business.
Find and define through personas what are the key features to include to the Bank Ora product by developing key user strories. This tool also help to quicly test the product concept and have valuable feedbacks at the beginning of the project.
When I want to consult my different type of investments, I need to be able to switch easily between Cryptos and ETF for example
Feature: Add one page for investments and create disctinct buttons to switch between currency types
When I check my account balances, I need to have a quick and direct overview to know that I’m in the green
Feature: the opening screen of the app will be the list of the account with the currents first. To check more in depth all the transaction, just click on the accounts
When I need to send my account/bank detail fast, it would be nice to just have to click and share in a second
Feature: Create a button on documents to have directly details and be able to share by different canals in 2 clicks
When using the app, it would be great to have a calendar to edit and be able to see directly the next automatic expense/transactions
Feature: a calendar will be editable in the spending screen to keep user aware on their future and necessary expenses
How can I contact the bank faster through this app?
Feature: a Message screen will allow to directly contact banks through the app with different helps for your saving, projects and investments; the text can be edited and directly sent as an email.
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